"Looking at an expensive home? Chances are, you’re gonna need a jumbo loan."
Racking up your credit card before applying for a mortgage is the worst and most common mistake first time home buyers make.
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“One thing I tell every borrower who’s considering a jumbo loan is: make sure you take steps to improve your financial readiness BEFORE you take out the loan. Jumbo loans are big, it’s in the name, so you need to make sure you have the right amount of cash reserves and the right debt to income ratio so that you don’t get turned down.”
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