"There are many unknowns in a mortgage transaction. Make sure being pre-approved isn't one of them."
Racking up your credit card before applying for a mortgage is the worst and most common mistake first time home buyers make.
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"There are 2 things you can do to speed up your home closing when you make an offer. Get a fully underwritten pre-approval upfront. Expedite your appraisal turn time. Both of these can cost you the deal, so work with a lender that can get you both."
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