"Saving big on your taxes is great. Getting turned down for a mortgage isn't."
Racking up your credit card before applying for a mortgage is the worst and most common mistake first time home buyers make.
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“When you’re comparing home loans the number you really want to find out is your EFFECTIVE interest rate. That’s the rate that tells you how much you’ll ACTUALLY be paying in interest on your loan, and not a fancy number to get you in the door.”
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